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insurance underwriter
Title posted on CareerBeacon - Underwriter II
Posted on November 09, 2024 by Employer details TD Bank
Job details
Work Location:Montréal, Quebec, CanadaHours:37.5Line of Business:Credit ManagementPay Details:51,400 $/$51,400 - 72,600 $/$72,600 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job Description:The Credit Underwriting team reviews, analyses and approves credit applications to support various lines of business. We optimize credit opportunities for our customers by determining, structuring, packaging and authorizing credit facilities while adhering to credit risk policies and established guidelines. Our Credit Underwriters assess the credit status of customers, provide credit administrative and operational support and evaluate their financial portfolio while protecting the interest of the Bank. If you want to be a brand ambassador who can help strive efficiencies for the bank, then join our team and make an impactful contribution to TD and your own success.Job Description:Do you love what you do at work? Do you thrive in demanding environment where you get to work and learn different aspects of the work and department? We are looking for a highly skilled professional who has a desire to succeed in a role that will aid the team and employees. As Underwriter II, you will review, analyze and evaluate credit applications, in alignment with policy and procedures, to authorize credit for customers, within designated discretionary lending limits. You will be responsible for collaborating with various business partners by providing professional credit support, solutions, recommendations and advice through the credit adjudication process.· Ensure all credit decisions (approval / decline) within assigned limits are fulfilled on a broad range of credit products efficiently and effectively, meeting service level agreements (SLAs) · Provide credit support / solutions / recommendations / advice / alternative options when evaluating/analyzing credit applications for decisions in accordance with Bank policies and procedures· Ensure customer concerns / issues are handled appropriately and resolved in a timely manner, raise when required · Prioritize and manage own daily workload to meet SLA requirements for service and productivity · Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; raise issues where required· Make well rationalized credit decisions within established standards and limits and adjudicate within compliance guideline· First level professional role with focus on performing credit underwriting / adjudication on a board range of moderately complex credit products· Provide authorization required for credit adjudication based on the Bank's Discretionary Lending limits criteria· Intermediate knowledge on credit products, end-to-end credit processes and systems for own specialized area· Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest· Support the team by continuously improving knowledge / expertise in own area and participate in knowledge transfer within the team and business unit· Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniquesJob Requirements:· Undergraduate degree preferred and/or over 2 years of r- LocationMontréal, QC
- Workplace information On site
- SalaryNot available
- Terms of employment Permanent employmentFull time
- Starts as soon as possible
- vacancies 1 vacancy
- Source CareerBeacon #2123403
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